Since its debut in 2009, Bitcoin (BTC) has reigned supreme in the crypto world, accounting for nearly 60% of the total cryptocurrency market cap. But in a rapidly evolving industry, dominance is never guaranteed. Now, all eyes are on XRP, the cross-border payments token developed by Ripple, as some analysts wonder: Is XRP a better buy today than Bitcoin?
Bitcoin vs. XRP: Market Cap Gap
Let’s start with the numbers.
- Bitcoin Market Cap (Apr. 2025): ~$1.5 trillion
- XRP Market Cap (Apr. 2025): ~$112 billion
- Price of XRP: $1.92
- XRP’s 52-week High: $3.39
- BTC’s Market Dominance: ~60%
For XRP to match Bitcoin’s market cap, it would need to increase in value by 15x, while Bitcoin stays stagnant—an unlikely scenario in a market where BTC historically leads the charge.
Performance: Can XRP Outpace BTC?
While overtaking Bitcoin in size seems far-fetched, outperforming Bitcoin in short-term market returns is more plausible. Consider the following:
- XRP surged 600% in early 2025, hitting a 52-week high of $3.39 in January.
- This rally was largely fueled by pro-crypto sentiment following Donald Trump’s election victory and subsequent policies favorable to digital assets.
- In particular, the SEC dropped its long-standing lawsuit against Ripple, clearing a major cloud hanging over XRP’s future.
Still, recent price action shows XRP has cooled off, falling 45% since January, largely due to global economic uncertainty and tariff-related market stress.
Utility: Where XRP Might Win
If there’s one domain where XRP could realistically outpace Bitcoin, it’s utility.
- Bitcoin’s Role: Once envisioned as digital cash, BTC is now mostly seen as a store of value, akin to gold.
- XRP’s Purpose: Designed for fast, cost-effective cross-border payments, XRP is used by banks and financial institutions to process international transactions efficiently.
Key utility-driven developments include:
- Ripple’s launch of a U.S. dollar-pegged stablecoin, enhancing liquidity options.
- Integration of XRP into the U.S. Digital Asset Stockpile—a strategic initiative under the Trump administration.
- Invitations for Ripple CEO Brad Garlinghouse to the White House Crypto Summit, signaling high-level policy support.
These developments suggest XRP may not dethrone Bitcoin in value, but it could lead the pack in real-world use cases.
Can XRP Hit $3.84 or More?
The magic number for XRP is $3.84—its all-time high from 2018. While the January rally brought it close, it still hasn’t cracked that ceiling. Given its current price of $1.92:
- Doubling to $4 is achievable, but that still leaves XRP trailing BTC by over $1 trillion in market cap.
- A 15x surge to over $28 would be needed to match Bitcoin—an astronomical climb with no historical precedent for XRP.
Key Takeaways for Crypto Investors
- XRP won’t overtake Bitcoin in market cap unless an unprecedented shift in investor sentiment and utility adoption occurs.
- Short-term performance wins are possible and have already happened in 2025.
- Utility is XRP’s best bet at long-term relevance, especially in the evolving fintech landscape.
- Political tailwinds under the Trump administration are favorable, but may already be priced in.
While XRP continues to carve out its niche, Bitcoin remains the benchmark by which all cryptocurrencies are measured. Investors bullish on XRP’s future should focus less on whether it can surpass Bitcoin, and more on whether it can become indispensable in the global financial system.
– More Crypto & Bitcoin Updates from FingerLakes1.com
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