July 2, 2026, 8:04 a.m. ET
Many Americans are rushing to finish holiday preparations before Independence Day, prompting one of the most-searched questions heading into the long weekend: Is the post office open tomorrow? How about banks, stock market and stores?
Because July 4 falls on a Saturday this year, many federal agencies and financial institutions are observing the holiday on Friday, July 3. That has created confusion about mail delivery, banking, stock market trading and government office hours as families make last-minute plans. While some services will close for the holiday, others are expected to operate normally before the weekend begins. Here’s what to know before heading out.
Is the post office open July 3? Will mail be delivered?
Yes. USPS is expected to run normal operations on Friday, July 3, including regular mail delivery and retail services at post office locations. The Postal Service will observe Independence Day on Saturday, July 4, when post offices will be closed and regular mail delivery suspended. Normal operations are expected to resume on the next business day, Monday July 6.
Are banks open on July 3?
Most banks are expected to remain open Friday, although some branches may operate with modified hours depending on the institution and location. Banking institutions will close to observe Independence Day on Saturday, July 4. Customers should check directly with their local branch for any holiday schedule adjustments.
ATMs, online banking and mobile banking services are expected to remain available as usual.
Is the stock market open on July 3?
No. The New York Stock Exchange and Nasdaq are closed Friday, July 3, in observance of Independence Day. Trading is scheduled to resume Monday, July 6. Investors should also note that markets have adjusted schedules surrounding the holiday weekend.
NYSE American Equities, NYSE Arca Equities, NYSE National, and NYSE Texas late trading sessions are also closed.
Are government offices open July 3?
Many federal government offices will be closed Friday because the federal government is observing Independence Day ahead of the Saturday holiday. State and local government office hours may vary depending on location.
State and local government offices may follow different schedules, so residents should check operating hours before visiting motor vehicle offices, courts, municipal buildings or other public facilities.
Will FedEx and UPS deliver on July 3?
Yes, but service may be limited in some areas.
FedEx has announced modified operations on July 3 before closing for Independence Day on July 4. UPS is also expected to operate Friday, though pickup and delivery schedules may vary by location and service type.
Are grocery stores and retailers open July 3?
Most major grocery stores, pharmacies, big-box retailers and shopping centers are expected to remain open Friday as Americans make last-minute purchases for holiday celebrations. Some businesses may operate on reduced or modified hours, particularly later in the day. Checking with individual stores before visiting is recommended.
What’s closed for the July 4 holiday?
While many private businesses will remain open July 3, the biggest closures affecting consumers include federal government offices and stock market trading. USPS and most delivery services are also expected to observe the holiday on July 4 itself before returning to normal schedules afterward.
As the holiday weekend begins, the safest approach is to check ahead before making a trip — but for most Americans, mail delivery, banking services and retail shopping should still be available on Friday, July 3.
Maria Francis is a Pennsylvania-based journalist covering trending and breaking topics across the Mid-Atlantic and Northeast regions for USA Today Network. Reach her at [email protected].
Source: Original Article
